Mumbai: Reserve Bank of India ( RBI ) ne saal 2018-19 mein’ Banking Trend and Progress’ se mutaliq apni report mein kaha hai ke, Dhoka dahi ki tadaad mein 15 feesad izafah huva hai aur is raqam mein 74 feesad izafah huva hai. Maali saal 2019 mein ye tadaad 6,801 thi, Maali saal 2018 mein 5,916 thi. Dao par lagnay wali mutaliqa raqam 71,543 crore aur 41,167 crore rupiye thi.
Report mein kaha gaya hai ke dhoka dahi, Khaas tor par baday afraad, Waqfay se report karne ka rujhaan rakhtay hain. Is terhan, Halaanke Bankoun ke zareya dair muqadmaat ki tadaad aur 2018-19 ke douran is mein shaamil raqam ko kam kar diya gaya hai. Agar waqeye ki tareekh ki bunyaad par tajzia kiya jaye to dono amli tor par kam honge.
Sarkari shobay ke Bankoun ( PSB ) ne 2018-19 mein report kiye gaye dhoka dahi maamloun ka hisaab lagaya. Report shuda mamlaat ki tadaad ka 55 feesad aur is mein shaamil raqam ka 90 feesad. Oprational khatraat se nimatnay ke liye bunyadi tor par munasib dakhli amal, Afrad aur nizam ki kami ki akkaasi karte hin“. Niji shobay ke Bankoun aur Sabiqa ghair mulki Bankoun ke hasas 30.7 feesad aur 11.2 feesad rahay, Jabkay mokhar az zikr mein bil tarteeb 7.7 aur 1.3 feesad raha. Baday Fraud value mein PSB ka hissa 91.6 feesad ziyada tha.
Dhoka dahi bunyadi tor par portfolio zay mein hoti hai, Number aur qeemat dono mein hui hai. Maali saal 19 mein badhakar 64,548 crore rupiye hogayi, Jo maali saal 18 mein 22,558 crore rupiye thi. RBI ka kehna hai ke Bank ke deegar shobo, Card, Internet of Balance Sheet aur zar mubadla ke lain deen mein, Qeemat ke lehaaz se, Pichlle saal ke muqaabla mein 2018-19 mein kami waqay hui hai. Saal ke douran qeemat ke lehaaz se baday pemanay par dhoka dahi ( 50 crore ya is se ziyada ) un sab mein 86.4 feesad thi.
Markazi hukoomat ne PSB mein dhoka dahi ka bar waqt pata laganay, Reporting aur tehqiqaat ke liye qawaneen ka khaka jari kiya. Is se un ko is terhan ke lain deen ka pata laganay ki ibtidayi koshisho ko injaam dainay ke liye mumkina dhoka dahi ke zavia se 50 crore rupiye se ziyada ke kharab qarzoun ke khatoun ka andaza karne ki zaroorat hoti hai. –YTN STAFF